Terms and Conditions

Welcome to www.berhaninsurance.com This web site is owned and operated by Berhan Insurance S.C.. Use of this website is strictly subject to the following terms and conditions. If you do not agree to all these conditions, you must discontinue using this website immediately. By using and accessing the website you indicate your agreement with the terms and conditions. For the purposes of these terms and conditions, “this web site” means www.berhaninsurance.com

All the materials and contents of the web site are protected by the Copyright Law.

Berhan Insurance S.C., owns all copyrights unless otherwise stated. Without prior written consent of Berhan Insurance S.C., any content from the website shall not be copied, distributed, photocopied, played, linked or transmitted with super-links, loaded into other servers in “mirroring method”, stored in information retrieval systems and / or used for any other commercial purpose by any person in any means, unless otherwise download or printed for non-commercial and individual use (under the condition that revision shall not be made and the copyright statements or other ownership statements in the materials shall be reserved). From time to time this website may also include links to other websites. These links are provided for your convenience to provide further information. They do not signify that we endorse the website(s). We have no responsibility for the content of the linked website(s).

The content of the pages of this website is for your general information and use only. It is subject to change without notice.

Privacy Policy

This statement discloses the privacy practices for the Berhan Insurance S.C. website operated by Berhan Insurance S.C.. The purpose of this statement is to notify the web user about any information that may be collected by the Berhan Insurance S.C. site, how it is used, and what options are available to the web user regarding the collection, correction, and/or deletion of information. Any future changes to our privacy statement will be prominently posted on this website.

Before using this Website, as well as periodically from time to time, you should open and carefully review the "Terms and Conditions" governing your use of this site because they are binding upon you.

For more complete descriptions of the terms, conditions and exclusions of insurance policies or other products or services, please contact your independent agent/broker or refer to the particular policy or contract. Please remember that only an insurance policy or contract can provide actual terms, cover, amounts, conditions, limitations and exclusions.

Data Collection and Security

Berhan Insurance S.C. may collect, store and use the web user’s personal information to assess his/her insurance and financial needs.

None of the assessment information collected by Berhan Insurance S.C. is made accessible to the public, other users of this site or anyone not associated with Berhan Insurance S.C. directly.

This information is kept strictly confidential. If Berhan Insurance S.C. is going to use the web user’s "personal details" in a manner different from that stated at the time of collection, Berhan Insurance S.C. will notify the web user via e-mail. The web user will have a choice as to whether or not Berhan Insurance S.C. use his/her information in a different manner.

Personal Data Collection

Berhan Insurance S.C. offers products and services related to insurance and financial services for individual and business clients.

To quote and/or respond to your enquiries, Berhan Insurance S.C. may require the web user’s name, billing address, phone number, email address, and credit card information.

Information and other details gathered from the web user will be used primarily to communicate with him/her and where applicable, make personal contact with him/her. Berhan Insurance S.C. will contact the web user via e-mail notification or other reasonable and viable means e.g. mobile, postal or otherwise.

Berhan Insurance S.C. may also use his/her e-mail contact Information to occasionally e-mail to him/her notifications of special events or product offerings byBunna Insurance S.C. or its Associates.

To operate the site, including processing the web user’s transactions and supporting his/her inquiries on this website, Berhan Insurance S.C. may share his/her personal information with Berhan Insurance S.C. Associates including but not limited to agents, representatives, contractors and service providers so they can provide Bunna Insurance S.C. with support services such as customer relationship management services, order and promotional fulfillments, email origination and receipting.

Non-personal Data Collection

IP addresses will be logged by the company for system administration purposes to track a web user’s session.

While the web user will be using the company’s website, cookies will be collected to keep track of certain information which will be protected as per the terms stipulated under the Data Collection and security clause herein above.

We use cookies on our website in order to track traffic flows and make our website easier to use.

Subscribing and Unsubscribing (opting out)

We may send you information about our various products and services or other products or services we feel may be of interest to you. Only Berhan Insurance S.C. (or agents or contractors working on behalf of Berhan Insurance S.C. under confidentiality agreements) will send you these direct or electronic mailings. If you do not wish to receive such mailings, you can request to be removed from either our direct or electronic mailing lists at any time by emailing us at

info@berhaninsurance.com

Links to other sites

Berhan Insurance S.C. is not responsible for the privacy practices or the content of other websites that may be linked to this website.

Disclaimer

General Disclaimer

The above material is provided for general information only and does not constitute legal or other professional advice. This information is current at the date of publication but may be subject to change without notice and accordingly, may not be up-to-date at the time of viewing. Information specific to a product may be obtained from Berhan Insurance S.C. in the address below:

Berhan Insurance S.C.,

Addis Ababa, Ethiopia,

P.O. Box Bole Road, Wollo Sefer Roundabout - GARAD City Center 2nd Email: info@berhaninsurance.com

Tel:+251 (020) 2961000 / 0719-042000